Our team believes that lenders should be able to choose how they manage
their loan production.
You can be assured that our underwriting decisions take a balanced
approach to risk, backed by the local market knowledge of the seasoned
underwriters assigned to your loan submissions.
Supports Delegated and Non-Delegated Channels
At National MI, the confidence of coverage that comes from a clear view of
risk is our ultimate end goal – regardless of who does the underwriting.
delegated underwriting
With delegated underwriting, we provide lenders with the
assurance and flexibility they need to originate more loans. We are
excited to offer SafeGuard
Plus, which provides rescission relief for qualifying loans in less
than 12 months after successful Independent Validation is completed.
SafeGuard Plus is National MI’s common-sense and flexible approach to
underwriting decisions with no surprises or hidden agendas.
non-delegated underwriting
With non-delegated underwriting, you receive a scalable
underwriting approach that ensures consistent, fast turnaround
times while retaining the ability to choose the underwriting approach
that best aligns with your business process. This gives you the
confidence of coverage with a clearer view of risk along with the
ability to control loan manufacturing defects.
