Portfolio Edge

Portfolio Lending

Our comprehensive portfolio lending solutions support non-agency lending programs and deliver flexible options to help you expand your business, compete more effectively, address underserved markets, and diversify your lending portfolio, all while reducing your risk and capital exposure and protecting your bottom line.

Portfolio Edge Solutions

Look no further, National MI provides more flexible financing options to help you seize significant portfolio opportunities, expand your outreach by offering various customized solutions tailored to your community, and support a broad range of non-agency lending programs to address your borrowers’ unique needs.


Portfolio Edge can reduce your credit exposure for loans not sold in the secondary market, help you realize capital relief, reduce your loss reserve allowance, and provide coverage and financial protection while providing an affordable solution for your low-down-payment borrower(s).

Gain an advantage with National MI Portfolio Edge by combining our suite of value-added product offerings in one master policy, including:

  • Straightforward terms of coverage
  • Choice of rescission relief
  • Sensible Servicing®
  • Competitive Rate GPS® pricing
  • Dedicated credit and underwriting expertise
  • Specialized lender product review
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Purchase/Rate Term Refi & Seconds

Jumbo

 

Affordable Lending

Construction-to-Perm or Renovation

 

Medical Professional Loans

First Responders

 

ARMs

Choose Your MI Coverage Level

 

Other Customized Solutions

Underwriting Guidelines

Credit Union Solutions:

National MI understands the unique needs of credit union customers and offers an array of flexible mortgage insurance options for members with lower down payments to achieve homeownership sooner and more affordably, while potentially increasing their purchasing power to buy a home. In addition to Portfolio Edge offerings, National MI offers competitive Rate GPS pricing, a broad range of specially-designed training, and high-touch service through our network of sales advisors and Solution Center. View our portfolio lending solutions above.