- - Lenders
  - Lenders Overview
  - Whether you are an originator or an underwriter, we have the resources and answers you need to understand how mortgage insurance can benefit you and your borrower.
  - Explore Lender Solutions
- - About Mortgage Insurance
    - Why Mortgage Insurance
    - Why Private MI over FHA
  - Underwriting
  - Underwriting Guidelines & Checklists
- - Bulletins
    - Current Bulletins
  - Products & Rates
- - MI Cancellation
    - Cancelling Borrower-Paid MI
    - MI Cancellation Flyer
    - MI Cancellation FAQs
    - HPA Cancellation
      Single premium refund schedules
    - Non-HPA Cancellation
      Single premium refund schedules
  - Portfolio Lending
  - Credit Union
- - Servicers
  - Servicers Overview
  - We understand each Servicer's unique business practices and are committed to helping Servicers maintain an up-to-date and accurate portfolio.
  - Explore Servicer Solutions
- - Servicing
- - MI Cancellation
    - Cancelling Borrower-Paid MI
    - MI Cancellation Flyer
    - MI Cancellation FAQs
    - HPA Cancellation
      Single premium refund schedules
    - Non-HPA Cancellation
      Single premium refund schedules
- - Servicing Resources
    - Servicing MI via AXIS Log In
- - Training
  - National MI University
  - With National MI University, you have access to training resources that cover more than just industry-leading topics.
  - Explore Training Solutions
- - E-Learning & Podcasts
- - Resources
    - Reaching NextGen, Multicultural & Multigenerational Home Buyers
    - Available Webinars
  - More Resources
    - Borrower Education
- - Tools
  - Tools
  - Get access to helpful tools that can help make your job easier.
- - Rate GPS^®
  - AXIS
- - Calculators
- - Digital TRID Pencil
    - Digital TRID Pencil Calculator
    - TRID FAQs
- - Resources
  - Resources
  - Get access to essential resources that can help make your job easier.
- - Technology Integrations
    - Technology Vendors
  - Master Policy & Other Guidelines
- - Underwriting
- - More Resources
- - About Us
  - About Us
  - National MI believes in expanding access to the American dream of homeownership. We do this by providing private mortgage insurance to low down-payment borrowers while protecting lenders and investors against losses related to default. Our goal is to offer competitive pricing using risk-based technology while delivering outstanding service to our lender customers.
- - Our Story
  - Leadership
    - Board of Directors
    - Executive Team
- - Core Values
    - Our Values
    - Sustainability Report
  - Careers
    - National MI Benefits
    - Current Job Openings
- - Partners
    - Industry Partners
  - Contact
- - Investors
  - Investors
  - NMI Holdings, Inc. (NASDAQ: NMIH), is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower's default.
  - Go
- - Corporate Governance
  - Resources
- - Financials
  - Stock
- - Shareholder Tools

NextGen Resources

Reaching NextGen, Multicultural & Multigenerational Homebuyers

Reaching NextGen, Multicultural & Multigenerational Homebuyers

NextGen, Multicultural & Multigenerational BORROWERS:

Did you know NextGen homebuyers account for 61% of all first-time homebuyers and 28% of all home purchasers? National MI is proud to partner with FirstHome IQ's Kristin Messerli to educate lenders about the trend and insights of this diverse homebuyer sector. Our hope is that these reports can fuel more conversations on how to increase equal access to financial resources and increase empathy in the homebuying experience.

Source: 2025 NAR Profile of Home Buyers & Sellers Report

Download the latest reports below!

NextGen Homebuyer Report: How You're Built to Buy

2026 NextGen Homebuyer Report

PREVIOUS EDITIONS:

2025 NextGen Financial Literacy Report
2025 NextGen Homebuyer Report
2024 NextGen Psychology of Money Report
2024 NextGen Homebuyer Report
2023 NextGen Financial Literacy Report
2023 Gen Z Homebuyer Report
2023 NextGen Women's Homebuyer Report

MI University

With National MI University, you have access to training resources that cover more than just industry-leading topics. Don’t forget to go to National MI U to view the latest upcoming Webinars. Visit MI University

The Voice of NextGen Homeownership

We work directly with Kristin Messerli to provide you engaging, informational webinar sessions and training tools. Click the link below for more information and resources on NextGen homebuyers. Visit NextGenHomebuyer.com

Recorded NextGen, Multigenerational and Multicultural Webinars: